@Zeek I think everyone on here can understand tough times. I am sorry that it feels like every facet of your life is struggling right now. The good news is (as bad as you don't want to hear it): This too shall pass. My daughter was struggling with the same thing in terms of day care. So much that she determined it cheaper to quit her job and become a single income family than pay for childcare.
Will keep you in my thoughts and hoping for the best for you and your family!