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Obamacare Continues to Fail


Proud Tiger

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As some predicted Obamacare is self destructing. Hope that doesn't bode bad for anyone here.

https://www.foxnews.com/opinion/obamacare-continues-to-fail-lets-face-it-insurance-cost-are-unmanageable-for-many-middle-class-americans

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PT, my answer is Medicare for all. I cannot as a self-identified Christian "rationalize" some having medical coverage while so many millions of others that are working their butts off do not. If people cannot see that, it is because they do not want to see it.

Quote

 

Matthew 25: 34-46

34 “Then the King will say to those on his right, ‘Come, you who are blessed by my Father; take your inheritance, the kingdom prepared for you since the creation of the world. 35 For I was hungry and you gave me something to eat, I was thirsty and you gave me something to drink, I was a stranger and you invited me in, 36 I needed clothes and you clothed me, I was sick and you looked after me, I was in prison and you came to visit me.’

37 “Then the righteous will answer him, ‘Lord, when did we see you hungry and feed you, or thirsty and give you something to drink?38 When did we see you a stranger and invite you in, or needing clothes and clothe you? 39 When did we see you sick or in prison and go to visit you?’

40 “The King will reply, ‘Truly I tell you, whatever you did for one of the least of these brothers and sisters of mine, you did for me.’

41 “Then he will say to those on his left, ‘Depart from me, you who are cursed, into the eternal fire prepared for the devil and his angels. 42 For I was hungry and you gave me nothing to eat, I was thirsty and you gave me nothing to drink, 43 I was a stranger and you did not invite me in, I needed clothes and you did not clothe me, I was sick and in prison and you did not look after me.’

44 “They also will answer, ‘Lord, when did we see you hungry or thirsty or a stranger or needing clothes or sick or in prison, and did not help you?’

45 “He will reply, ‘Truly I tell you, whatever you did not do for one of the least of these, you did not do for me.’

46 “Then they will go away to eternal punishment, but the righteous to eternal life.”

 

1

Red Lettered because they were spoken by Christ Himself.

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6 hours ago, DKW 86 said:

PT, my answer is Medicare for all. I cannot as a self-identified Christian "rationalize" some having medical coverage while so many millions of others that are working their butts off do not. If people cannot see that, it is because they do not want to see it.

I don't know what the answer is. Being a federal retiree I don't need medicare although Part A is free. My ins. options are the same that Congress has and you and others are subsidizing it. That's good for me but it's wrong. I only care about Obamacare because of how it affects my extended family and friends like you  of course.

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7 hours ago, DKW 86 said:

PT, my answer is Medicare for all

This.  I can't see a reason not to have a universal minimum healthcare system, considering the wealth levels and concentrations in the nation, other than greed or schadenfreude.  

I can't say for sure, but I imagine the initial conception of Ocare was more similar to universal care than the watered down version in place now, which version was the result of attempting to politically appease legislators who had no intention of supporting compromise versions.

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1 hour ago, HVAU said:

This.  I can't see a reason not to have a universal minimum healthcare system, considering the wealth levels and concentrations in the nation, other than greed or schadenfreude.  

I can't say for sure, but I imagine the initial conception of Ocare was more similar to universal care than the watered down version in place now, which version was the result of attempting to politically appease legislators who had no intention of supporting compromise versions.

True.  The initial conception was for universal participation.  Removing the mandate gutted the concept.

Having said that, retaining an unnecessary level of administration - commercial insurance providers - was always going to be less efficient than "medicare for all".  Given the current state of our political system - where money equals "speech" - I am skeptical it's even possible to institute "medicare for all".

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Should everyone have healthcare? Absolutely. Does preventative healthcare prevent much larger costs? Yes, obviously.

However, how many government agencies are ran well, with good customer service, and fair costs. Doesn't happen. 

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20 minutes ago, Zeek said:

Should everyone have healthcare? Absolutely. Does preventative healthcare prevent much larger costs? Yes, obviously.

However, how many government agencies are ran well, with good customer service, and fair costs. Doesn't happen. 

 

Actually, Medicare is far more efficient that commercial insurance companies as measured by their MLR (medical loss ratio), which is the percentage of premium dollars that actually go to pay for services.

For-profit insurance companies typically have MLR's in the 80's, meaning up to 20% goes to administration,advertising, and of course, profit.  In fact, they are incented by the market to keep their ratio's low. If it creeps up, their stock goes down.  (The Affordable Care Act regulates a minimum MLR of 85% of participating insurers.)

Medicare operates with a MLR of 99% - only 1% goes to administration, and of course, there is no advertising and profit.

Medicare for all is inherently more efficient that involving for-profit insurers by a good bit.

http://harvardpublichealthreview.org/medicare-for-all-the-way-forward/

 

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41 minutes ago, Zeek said:

Should everyone have healthcare? Absolutely. Does preventative healthcare prevent much larger costs? Yes, obviously.

However, how many government agencies are ran well, with good customer service, and fair costs. Doesn't happen. 

Your point is taken, but I am going to resist the notion that service is bad if it's government and good if it's private.  I am just as frequently disappointed in the service I receive from corporations and I am government offices.

I think that attitude come from the taxpayer psychology of entitlement, i.e. "as a taxpayer I pay your salary, therefore I am entitled to better service.". The fact is, however, that you also pay the salary of the private corporation employee if your participate in commerce with that business.  For some reason in the latter scenario less people feel entitled compared to the former.

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47 minutes ago, Zeek said:

Should everyone have healthcare? Absolutely. Does preventative healthcare prevent much larger costs? Yes, obviously.

However, how many government agencies are ran well, with good customer service, and fair costs. Doesn't happen. 

I agree the gov't can't do it. Heck when the Bunny Ranch in Nevada was taken over by the gov't It totally failed proving the gov't can't even run a whorehouse.

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2 hours ago, Zeek said:

Should everyone have healthcare? Absolutely. Does preventative healthcare prevent much larger costs? Yes, obviously.

I'm not sure of your background, but what sort of solution do you see for this problem? 

How do we provide adequate/quality healthcare for all citizens?

Is it possible in a profit driven system for patient's without financial resources to be similarly prioritized as those with financial resources?  Should they be?

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9 hours ago, Proud Tiger said:

Hare brained ruling. Will get struck down on appeal with the quickness, I'd bet. 

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